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How To Play Baccarat - Tips & Baccarat Rules

Learn How to Play Baccarat

How to Play Baccarat

When people go to casino, they would usually head for either the blackjack tables or the slot machines. Only a handful of people go to the baccarat tables, mainly because most of the other people are unfamiliar with how to play baccarat and its rules. What they don’t know is that they’re missing out on something great. Baccarat is a highly enjoyable game and can be a highly profitable one too. It has a low house edge, so players generally have a better chance of winning or breaking even here as compared to that of other casino games. In fact, if you try to notice, high-rollers are usually the ones who frequent the baccarat tables also because because of the easy baccarat rules - it's not that complicated to learn how to play baccarat.

Baccarat Winner

Baccarat is a very simple game - the easiest to learn. You can learn baccarat rules very easily since there are only a few simple baccarat rules and only three different outcomes: player, banker, and tie. Skill is not a factor in baccarat game and players that just learn how to play baccarat and play it for the first time can play it as good as experienced baccarat players without any special baccarat tips.

Baccarat Table

Baccarat is played at baccarat table that can usually accommodate up to 13 players. According to the baccarat rules, each player's position is designated by number. In case of table for 12 players there are numbers from 1 to 12. When players learn how to play baccarat it's important to learn few baccarat tips including where to place the bets. There are boxes for placing bets for each player position. The closer box is for player wins bets and the further box is for bets on dealer. There is also box for tie bet, and here comes the most important of baccarat tips, tie is not recommended as it has too big casino edge.

Classic Baccarat Table

Almost all virtual baccarat tables at online casinos are mini baccarat tables. Also in land based casinos mini baccarat becomes more and more popular. The table is similar to blackjack table, accommodates less players and provides faster gameplay. The baccarat rules stay the same. However it lacks some of the elements (players do not handle the shoe) and spark of classic baccarat.

Mini Baccarat Table

Game Basics & Rules

It is very easy to understand the baccarat rules. Players that learn how to play baccarat should first understand the objective of the game. Both dealer and player are dealt two cards or three cards. The one that is closer to 9 wins. Third card is dealt according to third card rules. Players do not have to learn third card baccarat rules as the dealers know them and give instructions to players. Those that would like to learn these baccarat rules can find them below. Also the "player" and "dealer" do not refer to players and casino. Players can bet on one or another. Baccarat is usually played with 8 standard decks.

Bacccarat Hand

Another important thing to know when learning how to play baccarat are the card values. The values of the cards are as follows:

K, Q, J, 10 = 0 points
Aces = 1
All other cards = face value
Dealer knows the card values and does the counting for all the players. Baccarat, unlike Blackjack, does not use the term ‘bust’. If your hand totals to more than 10, you merely subtract 10 (or even 20) from the overall value. For example, if you got 9-8 which totals to 17, then the value of your hand would be 7.

Playing the Baccarat Game

  • Card Dealing

    At the beginning of the game, both the player and the banker are dealt two cards each. And here comes another thing that makes baccarat stand out form casino games at land based casinos. And that is players participation in card dealing. Each player can deal cards from the shoe. Player that is dealing the card is called "dealer". Also players that are not comfortable with dealing cards from the shoe can just tell dealer that they want to pass it, no big deal. Shoe is passed in counter-clockwise direction. Dealer always gives players that has the shoe instructions according to baccarat rules, what make it very easy even for players that have just learned how to play baccarat. Here is how the card dealing works:

    1. card for the player - player slides card face down to the dealer
    1st card for player


    2. card for the dealer - players deals another card and puts it under the corner of the shoe
    1st card for dealer


    3. another card for the player
    2nd card for player

    4. another card for the dealer
    2nd card for dealer

  • Turning Over the Cards

    1. turning over player's cards - player that made the biggest bet can then turn over the player's cards. Then the dealer announces the player hand total
    turning over cards

    2. revealing banker's cards - banker reveals the cards that were placed under the shoe and dealer announces total
    turning over cards

  • Winner is Announced (Sometimes After Third Card is Drawn)
    1. third card for player
    third card
    2. third card for banker
    third card banker
    The hand that is closer to 9 is announced as winning . Sometimes player or banker hand will require third card before the decision which hand is winner can be made. Dealer will give instructions in case third card is needed. So players do not have the know the third card baccarat rules. In our example banker wins with total of 9 - natural.
  • Baccarat Game Result

Third Card Rules

Third card baccarat rules are not essential to know when you learn to play baccarat at land based or online casino. However people that learn how to play baccarat can also learn these baccarat rules as understanding the third card rules makes the game more interesting. The chart below explains the third card baccarat rules.

Player
First 2 Cards Total Action
8, 9 natural - stands
6, 7 stands
0, 1, 2, 3, 4, 5 draws third card
Banker
First 2 Cards Total Player's Third Card Action
8, 9 not required natural - stands
7 stands
3 8
4 0, 1, 8, 9
5 0, 1, 2, 3, 8, 9
6 0, 1, 2, 3, 4, 5, 8, 9
any other situation draws third card

Baccarat Tips

If you calculate the odds, then you will see that the banker will win more often than the player, but only by a small margin. It doesn’t really matter either way because the house collects a 5% commission on banker bets that win. All in all, the house will have a 1.24% edge on player bets and a 1.06% edge on banker bets. A tie, however, will be your number 1 enemy in baccarat, because it pays 9 to 1 and the house has over 14% edge depending on number of decks used. So as the most important of baccarat tips says never bet on tie. Tie even pays 8 to 1 at some online casinos what makes the casino advantage even bigger.

Live Baccarat

If you strip the game free of all the complicated figures, though, you’ll see that baccarat is really just a game of chance. There is no tip on how to decrease casino edge (other than the tie baccarat tip), no advanced baccarat strategy, the best you can do when you are figuring out how to win baccarat, is to manage your bankroll properly and to learn to walk away when you’re ahead. In the long run, the casino will profit off of you even if you know how to play baccarat perfectly and all baccarat tips. However, if you know when to take off with your winnings, then you can guarantee a true victory.

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Best Baccarat Books - How to Win at Baccarat
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Easy to Learn Baccarat Tips
  • never bet on tie (over 14% casino advantage)
  • it's exciting to watch more than hundreds dollars wagered but the most important bet is your bet
  • baccarat is 100% game of chance so enjoy, use any system you like if you can afford to lose the money and if you enjoy it, but remember that no systems work
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